Anyone sold a quite new PC before?

[Karnor00]

Assuming you would be looking to replace the PC at some point, selling it would be a very expensive way to raise finance. It would basically end up costing you £300 to raise £400 of finance.

Credit card debt is expensive, but nothing like that expensive. Even if you are paying say 25% on credit card debt, thats 'only' £100/year (25% of £400 each year). So unless you are going to leave the credit card debt outstanding for 3 years, it's a rather more cost effective method than selling your PC. You mentioned paying it off within 4-5 months, which would make it vastly cheaper than selling your PC.

However, make sure you absolutely stay clear of those pay-day loan companies. The interest rates they charge are outrageous (like thousands of percent). They should be outlawed in my opinion.

 

[SlickShoes]

Yeah, I won't be going near any payday loan companies, i'd rather sell half my possessions than give those con men any money!

 

[tom_gr7]

I hate car trouble, i constantly have little issues with my seat. Touch wood nothing major though.

Hope ya get it sorted mate.

 

[Rakk]

They should be outlawed in my opinion.

Or at least regulated somewhat, because yes the % interest you pay is ridiculous.

 

[SlickShoes]

Just an update for anyone that is interested, I went the opposite route of selling the PC and traded in the car instead.

Peugeot have had it now for 14 days and said there are no problems showing with it and that it's been driven and turned on every day they have had it. I don't believe they have fully fixed it, so I just traded it in and used the money I was saving for a new car to get something else.

So I still have a PC and hopefully the plagued car is gone.

 

[Keedar]

Think positive.My mom always says.

 

[Grimezy]

What car did you get?

 

[Ash]

All these car problems... I've got Honda FES125 Pantheon (it's a scooter) and the repairs cost a couple quid.

 

[Grimezy]

All these car problems... I've got Honda FES125 Pantheon (it's a scooter) and the repairs cost a couple quid.

Good luck with that on the motorway fella'!

 

[SlickShoes]

Haha, I got a Kia Pro CEED, they look alright, they get good MPG compared to my current broken car (that they claim isnt broken) and it has that 7 year Kia Warranty, I got them to throw in 2 years service and MOT too, so all i should have to pay are any parts to pass the MOT.

I tried my car at the dealer this morning and it started fine but I don't feel confident driving it any more, I traded it in to the same place that has been working on it, so they know it's history and were still happy to take it, they will probably just sell it to some other poor guy though.

 

[SmokeDarKnight]

I feel your pain SlickShoes, i just spend all the money i was going to spend on my new gaming desktop on a new turbo for my car =( 1.5k down the pan.

On the plus side my car moves at speed again.

 

[SlickShoes]

Ouch, that is a lot of money! I am totally skint for the month of June now though, so it's beans on toast every day until payday on the 28th!

 

[Ash]

Good luck with that on the motorway fella'!

I don't need to go anywhere on the motorway but it does 70mph so I'd be fine if I did.

 

[SmokeDarKnight]

I don't need to go anywhere on the motorway but it does 70mph so I'd be fine if I did.

Plus you can probably get through traffic a lot quicker than us car drivers.

 

[Grimezy]

I don't need to go anywhere on the motorway but it does 70mph so I'd be fine if I did.

Pretty sure it's against the law on a Scooter isn't it?

And nice Slick! I was looking at them not long back, difficult to find second hand ones though because of the 7 year warranty. Apparently you have to pay a bomb to service them though to keep the warranty valid or something as a basic service doesn't cover it. Did you get the 1.6 petrol or the 1.6/2.0 diesel?

 

[OneZeoN]

Ouch, that is a lot of money! I am totally skint for the month of June now though, so it's beans on toast every day until payday on the 28th!

Beans on toast....while gaming though!

So all is good!
Food is overrated anyway

 

[SlickShoes]

Pretty sure it's against the law on a Scooter isn't it?

And nice Slick! I was looking at them not long back, difficult to find second hand ones though because of the 7 year warranty. Apparently you have to pay a bomb to service them though to keep the warranty valid or something as a basic service doesn't cover it. Did you get the 1.6 petrol or the 1.6/2.0 diesel?

I got the 1.6 petrol one, I will see how the servicing thing goes at least the service cost is covered so i'll only need to pay for any bits that need fixed I assume, the service they included for me was to Kia specs so they have to do all the stuff that's required, I will keep it going for a couple of years anyway and hopefully it doesn't get too expensive. Actually don't care how much it is as long as they know what they are fixing and it's not like my current car with it's mystery problem.

I looked at a few Pro CEED's and they seem to sell pretty fast and there aren't a lot available, I assume it's because people that buy them actually keep them for the duration. Looked at some VW Polo's but they were abundant and some folk had electrical issues so i skipped that. My next stop was going to be Ford if I couldn't get a Pro CEED, but i got one at a reasonable price. They seem extortionate brand new though something like 15 grand and within 3 years they have dropped to 7 or so.

 

[Ash]

Pretty sure it's against the law on a Scooter isn't it?

Nope.

Probably is on a Moped though.

 

[Grimezy]

Yea KIA are a brand on the up but they're still relatively bad with depreciation costs. People still look at the badge and assume it's a cheap make but everyone I know who has one loves theirs. The newer grill looks mean as well! I was looking at the sport versions and they looked immaculate but like you said, they sell quickly and there's not many around.

Polo's are nice but everybody has one and they're a bit dull on the inside and their engines are really underpowered. Fine if you just want a runabout but I have heard of a lot of little niggly problems with them.

I'm a big fan of the new Fiesta's, would take something like this any day:

 

[SlickShoes]

Yea KIA are a brand on the up but they're still relatively bad with depreciation costs. People still look at the badge and assume it's a cheap make but everyone I know who has one loves theirs. The newer grill looks mean as well! I was looking at the sport versions and they looked immaculate but like you said, they sell quickly and there's not many around.

Polo's are nice but everybody has one and they're a bit dull on the inside and their engines are really underpowered. Fine if you just want a runabout but I have heard of a lot of little niggly problems with them.

I'm a big fan of the new Fiesta's, would take something like this any day:

I was looking at a black one just like that Fiesta but it was about £1000 too expensive, I always had Ford's growing up and while I had the odd issue didn't have anything major happen that couldn't be fixed. Other than a Golf GTi this Peugeot was my first foray away from Ford so I won't be getting a Peugeot again, I know the problem may never happen if I get another one but I just don't trust them any more.

I think the second hand Kia was decent value for money, it's a nice looking car than others in that price range, at under 3 years old. Will be happy if it lasts me 4 years from tomorrow!

I think the next car after this will be back to Ford for one of the sportier fiesta or focus's.